By Kathleen Spain Special to GUIDONIt’s that time of the year when new orders are being issued and the Permanent Change of Station office will begin to see more activity.Making a PCS as smooth as possible requires some planning and preparation. Financially speaking, there will be costs that are incurred you may or may not have considered.Once you have been notified of your next … [Read more...] about In the works: Are you financially ready to PCS?
Photos and interviews by Sam Campbell“The one that comes to mind for myself is our home got hit by a tornado here in Missouri. In between losing the home, we had to relocate.Of course, we had insurance but there are still additional costs that come with losing everything. So, because we lived below our means, we had emergency savings already established. It came in handy because otherwise … [Read more...] about Viewpoint: What significant life event tested your financial readiness?
By John Daskauskas Special to GUIDONIf you are like any typical recent college graduate, you are already trying to get ahead and make your way into the employment world.Before all students walk away from their college campuses, they generally put all their college loans on either a deferment or forbearance (e.g. you don’t pay now, but you will have to pay later).There is nothing … [Read more...] about Keeping up-to-date on student loan payments
By Tammy FinkHave you made your New Year's resolution yet? If you haven’t, consider to resolve your financial worries by creating your financial plan this year. Many of us this year will resolve to become financially fit. There are simple steps you can take to make this happen.The first step is to identify your financial goals. How much money do you need to make ends meet from month to … [Read more...] about Financial Readiness Office: Identify fiscal goals for 2019